Authored by: Ella Levy Art by: Laura Lee For many Americans, opening a health insurance bill has become an exercise in frustration. Premiums continue to rise, often faster than wages, leaving families and employers struggling to keep up. According to data from the Kaiser Family Foundation, the average annual premium for family coverage reached over $24,000 in 2024, a figure that has nearly tripled since the early 2000s (1). These costs are not only straining household budgets but also forcing...